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Taking out a mortgage to help finance the purchase and ownership of a house is probably the biggest financial commitment that you are ever likely to make. It is therefore hugely important that you take the necessary steps to ensure that you find the most appropriate mortgage for your individual requirements.
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T. 01733 367270
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E.info@jpfinancialsolutions.co.uk
Life Assurance
Term Assurance, often referred to as life insurance, is designed to provide cash either by lump sum or regular payments in the event of death during a specified period of time.
Term Assurance policies have no surrender value at any time. If no claim is made the policy will cease at the end of the term without value. The cost of this type of life insurance is lower than 'whole of life' policies for a given amount of cover. Term Assurance will normally be for a set term, for example at the end of which it may be that the family will be self-sufficient and not reliant on the person originally insured.